<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Hello, Copenhagen!</title>
	<atom:link href="http://www.stinque.com/2009/12/14/hello-copenhagen/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.stinque.com/2009/12/14/hello-copenhagen/</link>
	<description>If it smells, we&#039;re on it.</description>
	<lastBuildDate>Fri, 10 Feb 2012 06:27:45 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>By: baked</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58555</link>
		<dc:creator>baked</dc:creator>
		<pubDate>Wed, 16 Dec 2009 12:23:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58555</guid>
		<description>i just want to add that investing in a shredder is the best protection against identity theft. this happened to me. it&#039;s a NIGHTMARE. we are guessing that someone acquired the info from bills and such that were just thrown away and not shredded. i filed a police report and reported to 3 credit agencies, which is necessary. (you would think they talk to each other-they don&#039;t) i told the cop i felt like i was mugged...he said, you would have been better off if you had been.
the wind up was we have closed all accounts, been issued new credit cards and i still have to request every 6 months to keep the flag on my credit accounts. luckily, they only got a couple thousand dollars from cell phones, tv&#039;s and some other crap, including a shopping spree at the gap!

HOWDY...i missed it! damn, tivo has ruined me for life. so what happened?</description>
		<content:encoded><![CDATA[<p>i just want to add that investing in a shredder is the best protection against identity theft. this happened to me. it&#8217;s a NIGHTMARE. we are guessing that someone acquired the info from bills and such that were just thrown away and not shredded. i filed a police report and reported to 3 credit agencies, which is necessary. (you would think they talk to each other-they don&#8217;t) i told the cop i felt like i was mugged&#8230;he said, you would have been better off if you had been.<br />
the wind up was we have closed all accounts, been issued new credit cards and i still have to request every 6 months to keep the flag on my credit accounts. luckily, they only got a couple thousand dollars from cell phones, tv&#8217;s and some other crap, including a shopping spree at the gap!</p>
<p>HOWDY&#8230;i missed it! damn, tivo has ruined me for life. so what happened?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: SanFranLefty</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58482</link>
		<dc:creator>SanFranLefty</dc:creator>
		<pubDate>Tue, 15 Dec 2009 04:28:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58482</guid>
		<description>@&lt;a href=&quot;#comment-58473&quot; rel=&quot;nofollow&quot;&gt;mellbell&lt;/a&gt;: Oh, you mean that announcement about the identity theft that was given to the media the day before the Presidential Election.

I heart USAA too, I was excited to learn last month I can finally become a member because they will now count my dad&#039;s years in the Air Force stateside during Vietnam as military service, and everyone I know who has USAA has nothing but good things to say about them. That said: don&#039;t be complacent, listen to FCS and Prommie. 

Oh, and good luck getting a DC cop to take a report on this. Given my experiences with them when I or loved ones or random dude walking by my house getting jacked and stabbed were victims of violent crime, I doubt they&#039;ll give you a report. You&#039;d probably have better luck with the Las Vegas PD fraud department unit...which given the casinos is probably a fairly decent-sized unit with competent people in it.</description>
		<content:encoded><![CDATA[<p>@<a href="#comment-58473" rel="nofollow">mellbell</a>: Oh, you mean that announcement about the identity theft that was given to the media the day before the Presidential Election.</p>
<p>I heart USAA too, I was excited to learn last month I can finally become a member because they will now count my dad&#8217;s years in the Air Force stateside during Vietnam as military service, and everyone I know who has USAA has nothing but good things to say about them. That said: don&#8217;t be complacent, listen to FCS and Prommie. </p>
<p>Oh, and good luck getting a DC cop to take a report on this. Given my experiences with them when I or loved ones or random dude walking by my house getting jacked and stabbed were victims of violent crime, I doubt they&#8217;ll give you a report. You&#8217;d probably have better luck with the Las Vegas PD fraud department unit&#8230;which given the casinos is probably a fairly decent-sized unit with competent people in it.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: karen marie</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58481</link>
		<dc:creator>karen marie</dc:creator>
		<pubDate>Tue, 15 Dec 2009 04:22:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58481</guid>
		<description>I&#039;m jacking the thread back to amusing xmas videos.  Have you kids seen &lt;a href=&quot;http://leftwingnutjob.blogspot.com/2009/12/i-hate-xmas-but-i-love-this-video.html&quot; rel=&quot;nofollow&quot;&gt;this one&lt;/a&gt; of the dogs decorating a tree?

PS:  Sorry about your credit card getting hijacked, mellbell.  Hope it works out.</description>
		<content:encoded><![CDATA[<p>I&#8217;m jacking the thread back to amusing xmas videos.  Have you kids seen <a href="http://leftwingnutjob.blogspot.com/2009/12/i-hate-xmas-but-i-love-this-video.html" rel="nofollow">this one</a> of the dogs decorating a tree?</p>
<p>PS:  Sorry about your credit card getting hijacked, mellbell.  Hope it works out.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dodgerblue</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58480</link>
		<dc:creator>Dodgerblue</dc:creator>
		<pubDate>Tue, 15 Dec 2009 04:22:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58480</guid>
		<description>@&lt;a href=&quot;#comment-58479&quot; rel=&quot;nofollow&quot;&gt;Promnight&lt;/a&gt;: Many thanks.  Hasn&#039;t happened to me yet (knocks on wood) but it seems to be all around.</description>
		<content:encoded><![CDATA[<p>@<a href="#comment-58479" rel="nofollow">Promnight</a>: Many thanks.  Hasn&#8217;t happened to me yet (knocks on wood) but it seems to be all around.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Promnight</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58479</link>
		<dc:creator>Promnight</dc:creator>
		<pubDate>Tue, 15 Dec 2009 04:15:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58479</guid>
		<description>@&lt;a href=&quot;#comment-58478&quot; rel=&quot;nofollow&quot;&gt;Dodgerblue&lt;/a&gt;: The FTC has a fantastic website, filled with great info, which the sophisticated consumers can access, and it gives great, easily understood, instructions on what to do.  What help it gives to the average consumer is probably negligable, but its a great resource for a lawyer advising someone in this situation.  Just google FTC ID theft, tons of great info.</description>
		<content:encoded><![CDATA[<p>@<a href="#comment-58478" rel="nofollow">Dodgerblue</a>: The FTC has a fantastic website, filled with great info, which the sophisticated consumers can access, and it gives great, easily understood, instructions on what to do.  What help it gives to the average consumer is probably negligable, but its a great resource for a lawyer advising someone in this situation.  Just google FTC ID theft, tons of great info.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dodgerblue</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58478</link>
		<dc:creator>Dodgerblue</dc:creator>
		<pubDate>Tue, 15 Dec 2009 03:59:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58478</guid>
		<description>I&#039;ve compiled this identity theft advice and emailed it to myself.  Thanks, Stinquers.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve compiled this identity theft advice and emailed it to myself.  Thanks, Stinquers.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Promnight</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58477</link>
		<dc:creator>Promnight</dc:creator>
		<pubDate>Tue, 15 Dec 2009 03:45:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58477</guid>
		<description>@&lt;a href=&quot;#comment-58475&quot; rel=&quot;nofollow&quot;&gt;FlyingChainSaw&lt;/a&gt;:  What I have learned from deep  knowlege of all the regulations in this area, is that the industry uses its influence with the regulators to insist on opt-outs, and requirements for a periodic opt-out, so that the big financial institutions can rely on the customers tendency to ignore the periodic opt-out requirements.  

The Courts assist in this, a recent major case held that one of these credit protection services may not assist consumers by sending the required periodic repeated requests for these fraud and privacy protections.    The court held the customer has to do it.

The system is totally controlled by big finance, all consumer finance regulations, ostensibly protecting the consumer, have this feature of required annual re-elections by the consumer.  Who pays attention to the annual notice from their bank or credit card company  which requires them to sign and return an opt-out form, every year, to re-affirm their privacy opt-out?  

Its as corrupt and rigged as a system can be, and thats why I derive no satisfaction from working in it, working with it, even if I am working for good, its pissing in the wind, big finance gets what it wants, its all a  corrupt game, and I know, I am deeply involved in manipulating the shit rules, every day of my life, and it makes me sick.</description>
		<content:encoded><![CDATA[<p>@<a href="#comment-58475" rel="nofollow">FlyingChainSaw</a>:  What I have learned from deep  knowlege of all the regulations in this area, is that the industry uses its influence with the regulators to insist on opt-outs, and requirements for a periodic opt-out, so that the big financial institutions can rely on the customers tendency to ignore the periodic opt-out requirements.  </p>
<p>The Courts assist in this, a recent major case held that one of these credit protection services may not assist consumers by sending the required periodic repeated requests for these fraud and privacy protections.    The court held the customer has to do it.</p>
<p>The system is totally controlled by big finance, all consumer finance regulations, ostensibly protecting the consumer, have this feature of required annual re-elections by the consumer.  Who pays attention to the annual notice from their bank or credit card company  which requires them to sign and return an opt-out form, every year, to re-affirm their privacy opt-out?  </p>
<p>Its as corrupt and rigged as a system can be, and thats why I derive no satisfaction from working in it, working with it, even if I am working for good, its pissing in the wind, big finance gets what it wants, its all a  corrupt game, and I know, I am deeply involved in manipulating the shit rules, every day of my life, and it makes me sick.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Promnight</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58476</link>
		<dc:creator>Promnight</dc:creator>
		<pubDate>Tue, 15 Dec 2009 03:36:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58476</guid>
		<description>@&lt;a href=&quot;#comment-58472&quot; rel=&quot;nofollow&quot;&gt;FlyingChainSaw&lt;/a&gt;:   Is this your field?   Assisting lenders in FCRA, ECOA, TILA, Reg Z, Reg M, Privacy Rule, Safeguards Rule, and Red Flags Rule compliance is my bread and butter.  I work with small retail lenders who don&#039;t have a compliance staff.  I am just now, today, working on a project, to work with a software developer to come up with a comprehensive compliance program which will work like Turbo-Tax, and assist them in producing all required compliance documentation.</description>
		<content:encoded><![CDATA[<p>@<a href="#comment-58472" rel="nofollow">FlyingChainSaw</a>:   Is this your field?   Assisting lenders in FCRA, ECOA, TILA, Reg Z, Reg M, Privacy Rule, Safeguards Rule, and Red Flags Rule compliance is my bread and butter.  I work with small retail lenders who don&#8217;t have a compliance staff.  I am just now, today, working on a project, to work with a software developer to come up with a comprehensive compliance program which will work like Turbo-Tax, and assist them in producing all required compliance documentation.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: FlyingChainSaw</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58475</link>
		<dc:creator>FlyingChainSaw</dc:creator>
		<pubDate>Tue, 15 Dec 2009 03:24:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58475</guid>
		<description>@&lt;a href=&quot;#comment-58473&quot; rel=&quot;nofollow&quot;&gt;mellbell&lt;/a&gt;:  OK, does the credit monitoring package also include locking and (after six months or whatever period it lasts) relocking your file? It&#039;s insane that people have to pay for services that will continually relock these files. They should be locked by default and opened by consumer request. Obama needs to kick the banks to fucking death and rewrite the banking laws for human beings.</description>
		<content:encoded><![CDATA[<p>@<a href="#comment-58473" rel="nofollow">mellbell</a>:  OK, does the credit monitoring package also include locking and (after six months or whatever period it lasts) relocking your file? It&#8217;s insane that people have to pay for services that will continually relock these files. They should be locked by default and opened by consumer request. Obama needs to kick the banks to fucking death and rewrite the banking laws for human beings.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Capt Howdy</title>
		<link>http://www.stinque.com/2009/12/14/hello-copenhagen/#comment-58474</link>
		<dc:creator>Capt Howdy</dc:creator>
		<pubDate>Tue, 15 Dec 2009 03:15:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.stinque.com/?p=16814#comment-58474</guid>
		<description>where has baked been.  I have been wanting to ask how last nights Dexter finale was received.</description>
		<content:encoded><![CDATA[<p>where has baked been.  I have been wanting to ask how last nights Dexter finale was received.</p>
]]></content:encoded>
	</item>
</channel>
</rss>

